Bonus Options in Health Insurance
Series: Developments in Health Economics and Public Policy; 2;
- Publisher's listprice EUR 160.49
-
66 563 Ft (63 393 Ft + 5% VAT)
The price is estimated because at the time of ordering we do not know what conversion rates will apply to HUF / product currency when the book arrives. In case HUF is weaker, the price increases slightly, in case HUF is stronger, the price goes lower slightly.
- Discount 20% (cc. 13 313 Ft off)
- Discounted price 53 250 Ft (50 714 Ft + 5% VAT)
Subcribe now and take benefit of a favourable price.
Subscribe
66 563 Ft
Availability
Estimated delivery time: In stock at the publisher, but not at Prospero's office. Delivery time approx. 3-5 weeks.
Not in stock at Prospero.
Why don't you give exact delivery time?
Delivery time is estimated on our previous experiences. We give estimations only, because we order from outside Hungary, and the delivery time mainly depends on how quickly the publisher supplies the book. Faster or slower deliveries both happen, but we do our best to supply as quickly as possible.
Product details:
- Edition number 1992
- Publisher Springer Netherlands
- Date of Publication 31 May 1992
- Number of Volumes 1 pieces, Book
- ISBN 9780792317227
- Binding Hardback
- See also 9789401051170
- No. of pages143 pages
- Size 235x155 mm
- Weight 900 g
- Language English
- Illustrations XII, 143 p. 0
Categories
Long description:
Confronted with the continuing cost expansion in the health care sector, policy makers face a dilemma: limiting moral hazard in medical care requires that consumers participate in the cost, yet copayment is strongly resisted by today's socially insured. Thus, the experiences of three private German health insurers will be of interest to physicians, social scientists, and policy makers. Insurer A writes conventional plans with deductibles and coinsurance; B pays back three-monthly premiums as a fixed rebate for no claims; while C runs an experience-rated bonus system starting with a rebate of three-monthly premiums for the first year without a claim, reaching a maximum of five after three years. While both rebates and bonuses are quite popular among insureds, this study shows that bonus options are particularly effective in limiting the demand for ambulatory and even hospital care. But what about adverse effects on health caused by the desire to save one's bonus? On this issue, there is some surprising evidence.
Table of Contents:
1. Overview and key statements of the study.- 2. Institutional framework, issues, and results.- 3. Health insurance options from the point of view of the consumer.- 4. Insurer A: Traditional cost sharing.- 5. Insurer B: Fixed rebates for no claims.- 6. Self-selection of risks with insurers A and B?.- 7. Insurer C: The dynamic bonus system.- 8. First-dollar coverage, fixed rebate, and dynamic bonus compared.- 9. Bonus options in social health insurance?.- Appendix A. Tables.- A. 1. Characterization of data base.- A.2. Dependent variables and means (1982), insurer A.- A.3. Explanatory variables and means (1982), insurer A.- A.4. Dependent variables and means (1982), insurer B.- A.5. Explanatory variables and means (1982), insurer B.- A.6. Dependent variables, merged sample.- A.7. Explanatory variables and means, subsamples and merged sample.- Appendix B. Sample construction and choice of statistical method.- B.1. Overview of plans written by insurers A, B, and C.- B.2. Representativeness and comparability of samples.- B.3. Methodological issues in empirical analysis.- B.3.1. Neutralizing the decision to submit.- B.3.2. Choice of statistical method.- B.3.3. Description of explanatory variables.- References.- Index of names.- Index of subjects.
More
De Indische zomer in Den Haag: Het cultureel erfgoed van de Indische hoofdstad
13 272 HUF
12 210 HUF
Psychiatry
17 433 HUF
15 689 HUF
Granada & Sierra Nevada
3 499 HUF
3 220 HUF
