The Retirement Challenge
What's Wrong with America's System and A Sensible Way to Fix It
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12 394 Ft (11 804 Ft + 5% áfa)
Az ár azért becsült, mert a rendelés pillanatában nem lehet pontosan tudni, hogy a beérkezéskor milyen lesz a forint árfolyama az adott termék eredeti devizájához képest. Ha a forint romlana, kissé többet, ha javulna, kissé kevesebbet kell majd fizetnie.
- Kedvezmény(ek) 20% (cc. 2 479 Ft off)
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12 394 Ft
Beszerezhetőség
Becsült beszerzési idő: A Prosperónál jelenleg nincsen raktáron, de a kiadónál igen. Beszerzés kb. 3-5 hét..
A Prosperónál jelenleg nincsen raktáron.
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A beszerzés időigényét az eddigi tapasztalatokra alapozva adjuk meg. Azért becsült, mert a terméket külföldről hozzuk be, így a kiadó kiszolgálásának pillanatnyi gyorsaságától is függ. A megadottnál gyorsabb és lassabb szállítás is elképzelhető, de mindent megteszünk, hogy Ön a lehető leghamarabb jusson hozzá a termékhez.
A termék adatai:
- Kiadó OUP USA
- Megjelenés dátuma 2023. április 18.
- ISBN 9780197639276
- Kötéstípus Keménykötés
- Terjedelem304 oldal
- Méret 163x237x26 mm
- Súly 699 g
- Nyelv angol 496
Kategóriák
Rövid leírás:
In The Retirement Challenge, influential former White House economists Martin Neil Baily and Benjamin H. Harris explore America's outdated retirement system and explain how improving retirement requires changes by families, employers, and policymakers alike. The central premise of the book is that the only plausible path to success is to build on the current system, with improvements to both public programs, retirement saving accounts, and private insurance markets.
TöbbHosszú leírás:
A comprehensive plan from two leading experts on how to fix America's outdated retirement system
America's retirement system has serious problems. While it works well for some retirees, millions of others don't have the sound retirement they have worked decades to secure. Roughly 40 percent of today's $4 trillion federal budget is devoted to supporting retirees, which will grow to roughly half over the next decade-imperiling the sustainability of the whole system.
The system is out of date. It reflects the America of a bygone age--an era in which company or union pensions provided middle-class families a decent standard of living in retirement. In America today, however, private pensions have mostly disappeared, Social Security is threatened to go insolvent, people are living longer, and health care costs continue to rise. Poorer retirees now must choose between buying enough to eat and their prescription drugs.
In The Retirement Challenge, influential former White House economists Martin Neil Baily and Benjamin H. Harris explore America's outdated retirement system and explain how improving retirement requires changes by families, employers, and policymakers alike. Households need to save more, get smarter about their finances, and trade part of their 401(k) balances for insurance products. Companies need to take a more active role in their workers' retirements. And lawmakers need to amend the tax code, Social Security, and a host of other programs.
Despite today's wide political divide, policymakers from both parties can come together around changes that will promote a stable retirement. This book shows that these changes do not represent a radical overhaul. If families, businesses, and policymakers do their part, everyone-current retirees and future generations-can enjoy a much more secure and prosperous retirement.
Martin Baily and Ben Harris have written the definitive account of what is wrong with retirement today and what needs to be done to fix it. While solidly grounded in economic reasoning and evidence, they never lose sight of the important role that retirement policy should play in efficiency, equity, and happiness more broadly. They do not just describe problems but offer bold and compelling solutions.
Tartalomjegyzék:
Chapter 1: Overview
Chapter 2: Retirement: How Are We Doing?
Chapter 3: Driving Economic Growth:
Chapter 4: Entitlements: The Cornerstone of Retirement
Chapter 5: Working Longer
Chapter 6: Why is Saving So Hard?
Chapter 7: Transitioning to Retirement in a Changing Labor Market
Chapter 8: How Annuities Can Mitigate Uncertainty and Improve Retirement
Chapter 9: How are Families Planning for End-of-Life Care?
Chapter 10: Reverse Mortgages
Chapter 11: How to Improve Retirement Accounts
Chapter 12: Improving Opportunities for Older Workers
Chapter 13: Reforming Private Insurance Markets
Chapter 14: A Vision for a New Retirement Paradigm
The Retirement Challenge: What's Wrong with America's System and A Sensible Way to Fix It
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12 394 Ft
