Your Money or Your Life
Debt Collection in American Medicine
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Product details:
- Publisher OUP USA
- Date of Publication 28 November 2023
- ISBN 9780197676639
- Binding Hardback
- No. of pages200 pages
- Size 237x164x20 mm
- Weight 494 g
- Language English 441
Categories
Short description:
A powerful history of how medical debt destabilized the American healthcare system — and how we can build back relationships in medicine that benefit everyone.
MoreLong description:
A riveting exposé of medical debt collection in America — and the profound financial and physical costs eroding patient trust in medicine
For the crime of falling sick without wealth, Americans today face lawsuits, wage garnishment, home foreclosure, and even jail time.
Yet who really profits from aggressive medical debt collection? And how does this predatory system affect patients and doctors responsible for their care?
Your Money or Your Life reveals how medical debt collection became a multibillion-dollar industry and how everyday Americans are made to pay the price. Emergency physician and historian Luke Messac weaves patient stories into a history of law, finance, and medicine to show how debt and debt collection are destroying the foundational trust between doctors and patients at the heart of American healthcare. The fight to stop aggressive collection tactics has brought together people from all corners of the political spectrum. But if we want to better protect the sick from financial ruin, we have to understand how we got here.
With wit and clarity, Your Money or Your Life asks us all to rethink the purpose of our modern healthcare system and consider whom it truly serves.
The German word for debt is the same word for guilt. But you don't have to be German to be a guilty debtor in the United States, where the sin of being ill and poor is discharged by indentured labor and the harassment of the debt collector. Luke Messac takes us on a tour of the underbelly of America's hospitals and their horrific debt practices. If there's one country where you don't want to be both poor and ill, it's the United States.
Table of Contents:
Acknowledgments
Introduction
Chapter 1: Before the Debt Machine
Chapter 2: No Mercy
Chapter 3: Trading in Misery
Chapter 4: Shame
Chapter 5: My Day in Court
Chapter 6: An Incomplete Answer
Chapter 7: From Here
Conclusion